Hard Money Exit

Get out of your hard money loan before the balloon hits

Answer a few quick questions and see which permanent loan gets you out. DSCR, Bank Statement, or P&L, with no tax returns required.

  • Refinance out of hard money or bridge debt
  • Qualify on the property or your business income
  • DSCR, Bank Statement, or P&L options
🔒 No obligation ⏱ Close in about 3 weeks ✓ No tax returns
Free • 60 seconds

Which loan fits your exit?

A few quick questions and we'll point you to your best way out.

Question 1 of 5
What are you trying to do?
Is this an investment / rental property?
How do you want to qualify?
Which sounds most like you?
Tell us about the property
A best guess is fine. Michael confirms the real numbers on the call.
Please complete all fields to continue.
Your match
Your likely best exit

Where should Michael send your exit plan?
Please add your name, phone, and email.
No tax returns • Same-day response • Free analysis

Got it, thanks!

Michael will reach out shortly with your exit plan. Need to talk sooner?

Call Michael at 714-624-3598
Michael McDermott
Michael McDermott
Loan Officer • NMLS 1036304
How it works

From hard money to permanent in three moves

No guesswork and no pressure, just a clear path out before your note comes due.

1

Answer a few questions

About 60 seconds. Tell us the property and how you earn.

2

See your best loan

Instantly find out whether DSCR, Bank Statement, or P&L fits.

3

Michael maps your exit

A real plan to refinance out before the balloon hits.

Three ways out

One of these gets you out of hard money

The right exit depends on the property and how you earn. Here's the short version.

DSCR

Qualify on the rent

The property's rental income carries the loan, with no tax returns and no DTI. The usual exit for a rental.

Learn more →
Bank Statement

Qualify on deposits

12 to 24 months of bank deposits stand in for tax returns. Built for self-employed owners with write-offs.

Learn more →
P&L Only

Qualify on your P&L

A CPA-prepared profit & loss does the work. The lightest paperwork of the three.

Learn more →
Why work with us

Getting out of hard money is about timing, not luck

We line up your permanent loan before the balloon hits, so you cash out, recycle your capital, and skip the extension fees. One conversation tells you exactly which exit fits.

Call Michael Now at 714-624-3598
Michael McDermott

Michael McDermott

Loan Officer • NMLS 1036304
17341 Irvine Blvd., Suite 150, Tustin, CA 92780
📞 714-624-3598 ✉ MichaelM@ameritrust-mortgage.com
Ameritrust Mortgage Corporation
NMLS 217229

Equal Housing Lender. Ameritrust Mortgage Corporation NMLS 217229. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. All loans are subject to credit approval. Other restrictions and limitations may apply. Michael McDermott NMLS 1036304.