Qualify on your CPA's profit and loss.
A P&L-only loan qualifies on a profit and loss statement prepared by your CPA or licensed tax preparer. It is the lightest paperwork of the non-QM options for self-employed borrowers with clean books.
Self-employed borrowers with a clean, CPA-prepared profit and loss who want the simplest path with the fewest documents.
A CPA or licensed tax preparer provides a profit and loss statement, typically covering 12 to 24 months. Some programs ask for limited bank statement support.
Skip the bank-statement pull when your books are clean.
Less paperwork means a quicker path to closing.
Built for owners with a healthy, documented bottom line.
Figures shown are general program guidelines, not an offer or quote. They vary by lender program, credit profile, property, and market, and are subject to change. This is not a commitment to lend. All loans subject to credit approval.
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Equal Housing Lender. Ameritrust Mortgage Corporation NMLS 217229. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. All loans are subject to credit approval. Other restrictions and limitations may apply. Michael McDermott NMLS 1036304.