Qualify on your deposits, not your tax returns.
A bank statement loan uses 12 to 24 months of business or personal bank deposits to verify income instead of tax returns. It is built for self-employed borrowers whose write-offs shrink their taxable income.
Business owners, 1099 earners, and contractors with strong cash flow, for a primary home, a second home, or an investment property.
We average your monthly deposits over 12 to 24 months and use that as your income. Tax returns are not required.
Qualify on real cash flow, not your taxable income.
Use it for a home you live in or a rental.
Higher limits available for strong borrowers.
Figures shown are general program guidelines, not an offer or quote. They vary by lender program, credit profile, property, and market, and are subject to change. This is not a commitment to lend. All loans subject to credit approval.
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Equal Housing Lender. Ameritrust Mortgage Corporation NMLS 217229. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. All loans are subject to credit approval. Other restrictions and limitations may apply. Michael McDermott NMLS 1036304.